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A new, bipartisan bill was recently proposed by Fred Upton and Chrissy Houlahan that would offer a quick and easy method for forgiving Paycheck Protection Program (PPP) loans.
Aiming to offer easy forgiveness for all PPP loans under $150,000, the bill would have the SBA create a one-page form that certifies that the funds were spent appropriately to receive forgiveness.
The new EZ form would include: “an optional checklist for the small business owner to indicate whether they have spent 60 percent or more on payroll costs or less than 60 percent due to issues with rehiring, and include a way for borrowers to submit demographic information, at their discretion.”
That sounds great to me! I’m all for making the process to forgive these PPP loans as easy as possible, hell, I’m in favor of blanket forgiveness for all loans less than $150,000!
Republicans in the Senate recently proposed their HEALS Act, which offers another round of PPP loans to the “hardest hit small employers.”
But while many stimulus items caused Democrats to freak out, this additional round of PPP funding found support from multiple Democrats in Congress.
Senator Ben Cardin proposed another round of PPP loans all the way back in May, and said that “there’s a lot of similarities” between his initial proposal and the new PPP stimulus push.
Heavily involved in the PPP loan process, Cardin recently stated: “I look forward to receiving additional information collected during the loan forgiveness process to help us better understand how PPP is reaching small businesses in underserved communities.”
I just think it’s great to see Democrats and Republicans working together on new legislation for another round of PPP loans…now let’s get on the same page for more stimulus checks and enhanced unemployment benefits!
With talks of another round of PPP loans being offered, if you haven’t received your initial forgivable loan, now is the time to apply!
The deadline to file for a PPP loan is August 8th, so if you are a sole proprietor, independent contractor, 1099 worker, self employed or an entrepreneur, this is your chance to secure a stimulus loan for over $20,000!
The major issue that people and small businesses constantly ran into was that big banks and lenders have completely shut out anyone seeking less than $50,000.
Fortunately, I have found a lender that is willing to fund PPP loans of all sizes, ranging from $5,000 to over $1 million!
Don’t miss out on your chance to secure these funds that could help you provide payroll, mortgage, rent and more for your small business.
But don’t delay, because the deadline to complete your PPP loan application is less than 2 weeks away on August 8th.
Get this loan before time runs out, you can always pay the loan back if you don’t want to use the funds!
I know that times are scary right now, especially when it comes to the financial future for all of us just struggling to get by.
Know that you are not alone on this journey, and myself and this amazing community of viewers will be there with you to make it through the end of the year.
Would you take another PPP loan? Let me know in the comments below!
The Cares Act running out which PPP loan is big part of support for Small businesses. Mnuchin has been on the side of SBA and the banks to make this process of getting the paycheck protection program easily processed. Which is great news for Small Business.
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